Thursday, October 29, 2020

Neutering Programs Reduce Number of Stray Animals



Equity research analyst Marguerite Cassandra Toroian has appeared on high-profile finance media outlets such as CNBC and Bloomberg to discuss her perspective on economics and the stock market. Marguerite Cassandra Toroian is also a champion for animal welfare and has supported shelters for homeless animals and programs for spaying and neutering.

Overpopulation is one of the leading contributors to homelessness in animals. One dog may give birth to as many as a dozen puppies every year, while a single cat may become pregnant five times in one season. This leads to a surplus of animals, many ending up in shelters.

Although the benefits of spaying and neutering pets are well-known, these services often are unaffordable for pet owners with low incomes. In response, many animal welfare organizations have collaborated with veterinarians to offer low-cost spaying and neutering clinics. Additionally, these nonprofits sometimes orchestrate catch-and-neuter programs to reduce the number of stray cats. 

Wednesday, October 21, 2020

Homelessness in Rural America



Marguerite Cassandra Toroian, an experienced analyst and banking executive, is a noted expert in the financial industry. In her personal life, Marguerite Cassandra Toroian is devoted to supporting people experiencing homelessness in her community of Rehoboth Beach, Delaware. She is active with Immanuel Shelter, a nonprofit that provides temporary housing and other services.

While homelessness is perceived as an issue only in urban areas, the problem is just as severe in rural parts of the United States. According to the Department of Housing and Urban Development, more than 100,000 people are experiencing homelessness in rural areas. These people are often undercounted in homelessness surveys because they may not have access to shelters. Instead, many live in their vehicles or overcrowded housing with friends or family members.

A lack of job opportunities is a major reason people in rural areas fall into homelessness. Since resources for people who are homeless often are concentrated in urban areas, those in rural areas are less likely to find support programs near them. 

Tuesday, October 13, 2020

Revenue Models in Startup Companies



An MBA graduate from the University of Miami, Marguerite Cassandra Toroian worked as an equity research analyst with Emerald Asset Management, Lancaster, where she focused on the banking sector. Based on her interest and expertise in building financial models, Marguerite Cassandra Toroian assesses startup companies using revenue models to determine their profitability in the future.


A revenue model is a basis for generating financial income in a business. It helps identify the revenue source, offer value to customers, and determine how customers pay for the value. The type of business model that will be adopted eventually for revenue generation in a startup company depends mostly on various factors such as scalability, market potential, and competitors. Therefore, to forecast the future of the company and its long-run profitability, there's a need to research appropriately and seek advice from investment experts.

Some of the earning models available to startup companies are the direct sales model where a company makes earnings from selling goods or services directly to consumers, the subscription-based model which generates revenue by offering products and services where customers pay a monthly or yearly charge, and the affiliate revenue model where affiliates promote relevant products or services and get commissions based on an agreed percentage.