Neutering Programs Reduce Number of Stray Animals

Equity research analyst Marguerite Cassandra Toroian has appeared on high-profile finance media outlets such as CNBC and Bloomberg to discuss her perspective on economics and the stock market. Marguerite Cassandra Toroian is also a champion for animal welfare and has supported shelters for homeless animals and programs for spaying and neutering.

Overpopulation is one of the leading contributors to homelessness in animals. One dog may give birth to as many as a dozen puppies every year, while a single cat may become pregnant five times in one season. This leads to a surplus of animals, many ending up in shelters.

Although the benefits of spaying and neutering pets are well-known, these services often are unaffordable for pet owners with low incomes. In response, many animal welfare organizations have collaborated with veterinarians to offer low-cost spaying and neutering clinics. Additionally, these nonprofits sometimes orchestrate catch-and-neuter programs to reduce the number of stray cats. 

Homelessness in Rural America

Marguerite Cassandra Toroian, an experienced analyst and banking executive, is a noted expert in the financial industry. In her personal life, Marguerite Cassandra Toroian is devoted to supporting people experiencing homelessness in her community of Rehoboth Beach, Delaware. She is active with Immanuel Shelter, a nonprofit that provides temporary housing and other services.

While homelessness is perceived as an issue only in urban areas, the problem is just as severe in rural parts of the United States. According to the Department of Housing and Urban Development, more than 100,000 people are experiencing homelessness in rural areas. These people are often undercounted in homelessness surveys because they may not have access to shelters. Instead, many live in their vehicles or overcrowded housing with friends or family members.

A lack of job opportunities is a major reason people in rural areas fall into homelessness. Since resources for people who are homeless often are concentrated in urban areas, those in rural areas are less likely to find support programs near them. 

Revenue Models in Startup Companies

An MBA graduate from the University of Miami, Marguerite Cassandra Toroian worked as an equity research analyst with Emerald Asset Management, Lancaster, where she focused on the banking sector. Based on her interest and expertise in building financial models, Marguerite Cassandra Toroian assesses startup companies using revenue models to determine their profitability in the future.

A revenue model is a basis for generating financial income in a business. It helps identify the revenue source, offer value to customers, and determine how customers pay for the value. The type of business model that will be adopted eventually for revenue generation in a startup company depends mostly on various factors such as scalability, market potential, and competitors. Therefore, to forecast the future of the company and its long-run profitability, there's a need to research appropriately and seek advice from investment experts.

Some of the earning models available to startup companies are the direct sales model where a company makes earnings from selling goods or services directly to consumers, the subscription-based model which generates revenue by offering products and services where customers pay a monthly or yearly charge, and the affiliate revenue model where affiliates promote relevant products or services and get commissions based on an agreed percentage.

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The Difference Between the Buy-Side and Sell-Side of Finance

For more than two decades, Marguerite Cassandra Toroian has worked in the financial sector as both an analyst and an executive. Marguerite Cassandra Toroian started her early career as a buy-side analyst for Emerald Asset Management and Ryan Beck & Co.

Many finance professionals use “buy-side” and “sell-side” to describe their work. Sell-side finance work largely refers to investment banking, though it also applies to sell-side traders and researchers. The goal of these individuals is to support the buy-side of the industry. This is done by creating traded securities by helping companies raise equity and debt capital. It also involves promoting and selling traded securities to investors, including hedge funds and insurance companies.

The investors who purchase the securities created by the sell-side of the industry are part of the buy-side of the industry. This side refers to any individual or entity that purchases and invests in large amounts of securities to assist with either fund or money management. Asset managers, retail investors, institutional investors, and hedge funds are all part of the buy-side. Furthermore, buy-side analysts, much in the same way as sell-side analysts, evaluate financial reports and news to make recommendations about financial products.

The Indy Autonomous Challenge: Inspiring Autonomous Vehicle Innovation

Marguerite Cassandra Toroian works in the financial industry and is the author of the book, Don’t Buy The Bull. As a speaker, Marguerite Cassandra Toroian has presented frequently on a range of topics, including artificial intelligence and autonomous vehicle technology.

To promote the advancement of autonomous vehicle technology, many companies are offering opportunities and programs designed to encourage innovation. One such event, the Indy Autonomous Challenge, will be sponsored by Ansys, the global leader in engineering simulation. The event challenges university students from all over the world to work on developing autonomous vehicle software that can operate at high speeds, up to 200 mph.

Ansys, as the exclusive simulation sponsor of the competition, will provide all participants with free access to the products offered in the Ansys Autonomy suite. This access will allow the university student participants the ability to create and test autonomous driving software virtually. Students will be able to design software for the modified Dallara IL-15 vehicle, and finalists will be able to participate in the first simulated high-speed self-driving car race in the world as well as a final competition set to take place at the Indianapolis Motor Speedway on October 23, 2021.

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The Three Types of Investors

A career-long financial analyst and advisor, Marguerite Cassandra Toroian is the founder of Bell Rock Capital, a wealth management and equity research firm with locations in several states. Marguerite Cassandra Toroian offers financial support for a broad range of investment styles and has worked with many kinds of investors over the years.

Investors can be divided into three distinct groups based on their investment style. Income-oriented investors are those who prefer to buy and hold stock in solid revenue-positive companies. They don’t limit themselves to stock, also sometimes choosing highly rated bonds and real estate investment funds, but they need the investment to be reliable.

Preservation-oriented investors who want to keep the wealth they already have gravitate towards blue-chip corporations and other companies that have a relatively inelastic demand for products or services. This type of investor is not typically concerned with IPOs and tends to invest in consumer staples.

Finally, active investors who are looking for wealth appreciation tend to look for investments that have high growth potential. This type of investor is the kind most likely to take some risk in the interest of higher returns.

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What Is a Puppy Mill?

Marguerite Cassandra Toroian draws on an MBA from the University of Miami and decades of financial industry experience as the chief investment officer and founder of a Delaware-based investment firm. An advocate for homeless cats and dogs, Marguerite Cassandra Toroian has rescued four dogs from puppy mills.

A puppy mill refers to a mass dog breeding operation that focuses on profits rather than proper socialization, exercise, and other types of animal care. Approximately 10,000 puppy mills currently operate in the United States, and only 2,024 hold licensure from the United States Department of Agriculture. Combined, these mills produce millions of puppies each year. Many of these puppies lack human socialization, suffer from health issues, and exhibit behaviors such as shyness and aggression.

Puppy mills typically sell puppies to consumers through pet stores, classified listings, or even festivals or roadside stands. Moreover, many puppy mills operate misleading websites that more closely resemble those of smaller dog breeding operations. For additional information on what you can do to stop puppy mills, visit www.humanesociety.org.